MEET YOUR LENDING PARTNER
Kate and I have known each other for 20+ years and I have had the pleasure of working with her and her team to help my clients achieve their real estate goals. Whether you’re a first-time homebuyer, or have been through the process before, Kate and her team are here to make the home loan process as smooth as possible. She communicates clearly, knows how to problem-solve, and always helps buyers understand their options without making the process feel overwhelming. Even if you’re not ready to dive into pre-approval process just yet, Kate would be happy to schedule a free, no-obligation homebuyer consultation to have a broader conversation about the homebuying process, and share helpful tips to ensure you’re fully prepared when the time comes.
Kate Kippenberger
Mortgage Broker
Edge Home Finance
NMLS #1939364
1499 West 120th Ave, Suite 110
Westminster, CO 80234
kippenbergermortgagesolutions.com
I BELIEVE HOMEOWNERSHIP IS POSSIBLE FOR EVERYONE
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need a professional who can provide quick, accurate financial advice.
Kate has the expertise and knowledge to help you explore the many financing options available and guide you toward the best solution for your situation.
Ensuring you make the right choice for you and your family is always the priority. You’ll have access to a range of loan programs, tools, and resources designed to simplify the process and help you move forward with confidence.
Once you apply, Kate will connect with you to walk through your options and next steps. You can also reach out anytime for personalized support.
Specialties:
Down Payment Assistance | First Time Homebuyer
Conventional | FHA | VA | Jumbo | RD USDA | Native American 1st Tribal
Primary Residence | Investment | Second Home | Refinance
Strategic Planning | Education | Credit Guidance
Start Your Home Buying Journey With Confidence
Whether you're just starting to explore your options or ready to get pre-approved, having the right lending partner makes all the difference. We’ll help you understand your numbers, explore your options, and take the next step with clarity.
No pressure. Just a smart place to start.
WHY GET PRE-APPROVED FIRST?
Getting pre-approved before you start home shopping helps you understand your budget, avoid surprises, and move quickly when you find the right home.
Know Your Budget
Understand what you can comfortably afford before looking at homes.
Strengthen Your Offer
A strong pre-approval can help sellers take your offer more seriously.
Avoid Surprises
Get clarity around payments, down payment options, and closing costs early.
Shop With Confidence
Focus your search on homes that fit your financing and goals.
HOW THE PROCESS WORKS
Getting pre-approved is a straightforward process. Here’s what you can expect from start to finish.
1. Quick Application
Complete a simple online application to get started. This gives the lender a clear picture of your financial situation.
2. Financial Review
Your income, credit, assets, and debts are reviewed to determine what loan programs and price range make sense.
3. Pre-Approval Issued
You’ll receive a pre-approval letter showing your qualified price range, which you can use when making offers.
4. Start Your Home Search
With financing in place, you can confidently start looking at homes and move quickly when you find the right one.
LOAN PROGRAMS
Yes, purchasing a home is a big step and can be a very extensive process. No need to worry, we are here to walk you through each step, be your home loan experts, and empower you from the minute we first speak to when you receive your keys!
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DO's & DONT's
Below are key items to do and to avoid during your home lending process. This list will help keep your loan on track and ensure an effortless home loan experience. Unsure if something will affect your loan approval? Just ask us! We have seen it all and can answer any of your questions.
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LOAN PROCESS
The entire home buying process can seem tricky at first. It involves numerous steps, paperwork, and people. No need to worry, because this is our specialty! It is our goal to help you achieve yours, whatever that may be. Together we can take major steps toward living your best life.
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Not Quite Ready to Apply?
That’s completely fine. A lot of buyers are still in the early stages and just want clarity before taking the next step. If that’s where you are, let’s have a quick conversation first. We can talk through your goals, timing, and what you need to do now so you’re in a stronger position when you’re ready..
Talk to Us First